Terms of Service

Effective Date: January 1, 2025 Welcome to The MoneyHatch Newsletter, hosted on Beehiiv. By subscribing to or interacting with our newsletter content, tools, or associated resources, you agree to comply with and be bound by these Terms of Service. Please read these terms carefully, as they outline the rules, responsibilities, and guidelines for using our newsletter services. If you do not agree to these terms, you may not subscribe or access our content. 1. Definitions • “The MoneyHatch Newsletter” refers to the email newsletter, its content, services, and tools managed by The MoneyHatch and hosted on Beehiiv. • “User” or “You” refers to any individual subscribing to or accessing our newsletter. • “Content” includes articles, tools, resources, links, graphics, or other materials distributed through The MoneyHatch Newsletter. 2. Services Provided The MoneyHatch Newsletter delivers content to educate and empower subscribers in the areas of: • Personal finance, savings, budgeting, and investing. • Insights into Bahamian and global financial products. • Exclusive tools, calculators, and downloadable resources. • Curated financial news and updates. 3. Disclaimers • No Financial Advice: Content provided through The MoneyHatch Newsletter is for informational purposes only and does not constitute professional financial advice. Always consult a licensed financial advisor for your unique financial situation. • Accuracy: While we strive for accuracy, information shared may not always be complete, accurate, or up-to-date, as financial data may change without notice. • No Guarantee of Results: Tools, estimates, or recommendations provided are for illustrative purposes only and may not reflect actual outcomes. 4. User Responsibilities By subscribing to The MoneyHatch Newsletter, you agree to: • Use the content for personal, non-commercial purposes unless expressly permitted. • Provide accurate information when subscribing to the newsletter. • Refrain from sharing, distributing, or reproducing exclusive subscriber-only content without written consent. 5. Intellectual Property • Ownership: The MoneyHatch retains all rights to the content distributed via its newsletter. • Restrictions: Users may not copy, reproduce, distribute, or create derivative works from newsletter content without explicit written permission. 6. Privacy • Data Collection: Your subscription data, including your email address, will be collected and managed in compliance with our Privacy Policy. • Marketing Communication: By subscribing, you consent to receiving emails, updates, and promotional content. You may opt out at any time by clicking “Unsubscribe” in any newsletter. 7. Third-Party Links The MoneyHatch Newsletter may include links to third-party websites, tools, or resources. We are not responsible for the content, practices, or policies of these third-party platforms. 8. Limitation of Liability • No Warranties: The MoneyHatch Newsletter is provided “as-is” without warranties of any kind, either express or implied. • Liability Limitations: The MoneyHatch is not liable for any losses or damages arising from reliance on newsletter content or third-party links. 9. Updates and Modifications The MoneyHatch reserves the right to update or modify these Terms of Service at any time. Subscribers are encouraged to review the terms periodically. Continued subscription implies agreement with any modifications. 10. Termination The MoneyHatch may terminate or suspend access to its newsletter services for any reason, including violations of these terms, without prior notice. 11. Governing Law These terms are governed by the laws of The Bahamas. Any disputes arising under these terms will be resolved in accordance with local jurisdiction. 12. Contact Information For questions or concerns about these Terms of Service, please contact us at: Email: [email protected] By subscribing to The MoneyHatch Newsletter, you acknowledge that you have read, understood, and agree to these Terms of Service.